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How is a property held in a trust affected by Proposition 19? The administration of a trust is governed by the trust instrument itself. For properties held in trusts, Revenue and Taxation Code section 61(h) provides that a change in ownership occurs when any interests in real property vest in persons other than the trustor or the trustor's spouse or registered domestic partner when a revocable trust becomes ...
Get A Jumbo Loan. Monthly Payments Can Be Less! I find this very interesting.
The 15 Year Conforming APR Rate is 3.376% at a local credit union.
The 15 Year Jumbo APR Rate is 3.250%.
What does this mean?
It means for those homes which are priced close to the conforming maximum for your county, you could buy a more expensive home and PAY LESS on your mortgage ...
Last Liked - 28 months ago by TodayWeBuy
California Proposition 19 Deadlines: 12/31/2020 and 2/16/2021 Prop 15 got all the attention in California, but Prop 19 will have a major impact.
The California Realtors Association spent $35M and others added $15M to get this proposition passed while the opposition spent only $45K. For Realtors, it means more business, more sales, more commissions because even if a child wants to move back into ...
Private Mortgage Insurance: One Strategy That Can Benefit You! If you can't come up with 20% down on a home (and who can now a days), you'll pay Private Mortgage Insurance (PMI). PMI ends when you have 20% equity in your home.
One strategy is to buy a fixer upper and when extra money becomes available, make improvements to the property such that the home appraises at a higher value. This allows you ...
SB 1120 - Ends Single Family Zoning Throughout California What's your view on SB 1120 now being considered by California Assembly?
SB 1120 would allow any home in California to be converted into a duplex or allow up to 4 homes where a single home exists today anywhere in California.
While the goal is to add additional and more affordable housing, which we agree with, this is not the ...
1 Comment - 25 months ago by TodayWeBuy
Update to SB 1120: This bill died in the final three minutes of the California Senate. TodayWeBuy · 25M OpenHouseOn.com LLC, Camarillo, CA · DRE 12345678
Home Prices Rise 12.1% Even With COVID-19 Southland home prices increased 12.1% year over year and sales grew 2.4% as buyers took advantage of low mortgage rates according to the LA Times. This was the largest percent increase since 2014.
Median home prices in:
LA County: $692,750 up 12.2%
Orange County: $800,000 up 11.6%
Riverside County: $441,000 up ...
California Prop. 15, 19, and 21 Deal With Real Estate Prop. 15 - Commercial Property Tax
Proposition 15 would assess property tax at market value rates for commercial and industrial properties phased in over a 3 year period that are over $3 million in holdings. $12.5 Billion dollars would go to local governments and K-12 schools if passed. This proposition was placed on the ballot by ...
Last Liked - 25 months ago by TodayWeBuy
LA Times Recommends: Yes on 15, No on 19 Proposition 15 taxes commercial and industrial properties at today’s market rate value instead of their value in 1978 plus %2 per year increase. Properties under $3 million are not impacted.
Proposition 19 eliminates the tax break passed onto homeowners who inherit properties from their parents and allows homeowners 55 and over to ...
Save money. Bring a marble to your next Open House. When visiting an open house, place a marble on the laminate or hardwood floor to see if the marble rolls downhill. This may indicate a foundation problem which usually is very expensive to fix and can cause doors and cabinets not to close.
Working4Home Idea #1: AT&T Smart Call Blocker Are you tired getting robo calls while WORKING from home?
Having worked at home for the last 15 years, Working4Home highly recommends the AT&T Smart Call Blocker phones. These phones are the bomb and worth every dollar!
When you are robo called, these phones answer the call and ask the caller to state their name and hit the # ...
AT&T Smart Call Block Phones
2 Comments - 28 months ago by Professional John Dee
In case you're wondering, we don't make any money if you buy these phones. We're just making you aware of this product and why we like them. TodayWeBuy · 28M OpenHouseOn.com LLC, Camarillo, CA · DRE 12345678
Thanks for the info. I dislike ROBO CALLS!
John Dee · 28M Based in Camarillo, CA
Mortgage Rates Hit Another All-Time Low Mortgage rates have hit another record low due to a late summer slowdown in the economic recovery. These low rates have ignited robust purchase demand activity, which is up twenty-five percent from a year ago and has been growing at double digit rates for four consecutive months. However, heading into the fall it will be difficult to sustain the ...
Freddie Mac Rates
Last Liked - 26 months ago by TodayWeBuy
It's Getting Harder to Qualify for a Mortgage COVID-19 has reduced the number of homes for sale. While interest rates are the lowest in 50 years, trying to get a mortgage is getting harder.
Lenders are increasing the FICO scores required and the down payment amount expected to get a loan.
As found in the mba.org link below:
"Mortgage credit supply dropped again in ...
Mortgage Credit Availability Index
Last Liked - 27 months ago by TodayWeBuy
Wear a Mask Diagram Here's a useful diagram on COVID-19. Bottom line:
Wear a mask and avoid people who don't.
Lowest Rates Ever Based on the chart below that goes from 1972 to 2020, these Freddie Mac rates look to be the lowest ever recorded! Wow!
Here's what is the chart says below:
Mortgage rates fell below 3 percent for the first time in 50 years. The drop has led to increased homebuyer demand and, these low rates have been capitalized into asset ...
What is the minimum down payment? What is the minimum down payment if I'm willing to pay PMI as a first time home buyer?
1 Comment - 28 months ago by Agent Frank Louis
We can help you with a loan fund at an affordable rate. Kindly reach out
email@example.com Agent John Dee · 28M OpenHouseOn.com LLC, Camarillo, CA · DRE 12345678
Is now the time to buy property? With interest rates at all time lows, 3% or less which is unbelievable, is now the time to buy your new home?
In general, my view is if you really like the property and can see yourself living there for several years, then the answer is yes!
With interest rates at all time lows, such low rates ...
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