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  SB 1120 - Ends Single Family Zoning Throughout California

What's your view on SB 1120 now being considered by California Assembly?

SB 1120 would allow any home in California to be converted into a duplex or allow up to 4 homes where a single home exists today anywhere in California.

While the goal is to add additional and more affordable housing, which we agree with, this is not the ... See More

1 Comment - 1 day ago by TodayWeBuy
 
Update to SB 1120: This bill died in the final three minutes of the California Senate.
TodayWeBuy · 1d
OpenHouseOn.com LLC, Camarillo, CA
   

TodayWeBuy · News · 1 month · 2270 views
OpenHouseOn.com LLC, Camarillo, CA
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  Does the seller and/or agent have to disclose problems?

Yes! As a buyer, you can ask the agent to provide a list of all know defects and problems with the property that they know of. You can request this list during an open house.

Duty of disclosure is a legal requirement that the seller and/or agent has to inform the buyer of any defects.

If you buy the property and then learn of a ... See More

TodayWeBuy · Topic · 3 days · 833 views
OpenHouseOn.com LLC, Camarillo, CA
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  Home Prices Rise 12.1% Even With COVID-19

Southland home prices increased 12.1% year over year and sales grew 2.4% as buyers took advantage of low mortgage rates according to the LA Times. This was the largest percent increase since 2014.

Median home prices in:

LA County: $692,750 up 12.2%
Orange County: $800,000 up 11.6%
Riverside County: $441,000 up ... See More

TodayWeBuy · News · 3 days · 608 views
OpenHouseOn.com LLC, Camarillo, CA
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  California Prop. 15, 19, and 21 Deal With Real Estate

Prop. 15 - Commercial Property Tax

Proposition 15 would assess property tax at market value rates for commercial and industrial properties phased in over a 3 year period that are over $3 million in holdings. $12.5 Billion dollars would go to local governments and K-12 schools if passed. This proposition was placed on the ballot by ... See More

Last Liked - 7 days ago by TodayWeBuy
TodayWeBuy · News · 12 days · 1381 views
OpenHouseOn.com LLC, Camarillo, CA
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  LA Times Recommends: Yes on 15, No on 19

Proposition 15 taxes commercial and industrial properties at today’s market rate value instead of their value in 1978 plus %2 per year increase. Properties under $3 million are not impacted.

Proposition 19 eliminates the tax break passed onto homeowners who inherit properties from their parents and allows homeowners 55 and over to ... See More

TodayWeBuy · News · 7 days · 825 views
OpenHouseOn.com LLC, Camarillo, CA
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  Can you take advantage of these market conditions?

Today I have the latest news and notes from our San Luis Obispo market as we make our way through July. Inventory is practically the lowest it’s ever been, and the same can be said for interest rates. Since these are the driving forces behind our market, there are a couple of key tips buyers and sellers need to remember if they want to take ... See More
YOUTU.BE

Last Liked - 2 months ago by TodayWeBuy
Agent Hal Sweasey · News · 2 months · 4296 views
RE/MAX Del Oro, San Luis Obispo, CA · DRE 01111911
805-781-3750 · Email · Message · Be Neighbors
1    
  Get A Jumbo Loan. Monthly Payments Can Be Less!

I find this very interesting.

The 15 Year Conforming APR Rate is 3.376% at a local credit union.

The 15 Year Jumbo APR Rate is 3.250%.

What does this mean?

It means for those homes which are priced close to the conforming maximum for your county, you could buy a more expensive home and PAY LESS on your mortgage ... See More

Last Liked - 2 months ago by TodayWeBuy
TodayWeBuy · Tip · 10 months · 45091 views
OpenHouseOn.com LLC, Camarillo, CA
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  Save money. Bring a marble to your next Open House.

When visiting an open house, place a marble on the laminate or hardwood floor to see if the marble rolls downhill. This may indicate a foundation problem which usually is very expensive to fix and can cause doors and cabinets not to close.

TodayWeBuy · Tip · 11 months · 45875 views
OpenHouseOn.com LLC, Camarillo, CA
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  Working4Home Idea #1: AT&T Smart Call Blocker

Are you tired getting robo calls while WORKING from home?

Having worked at home for the last 15 years, Working4Home highly recommends the AT&T Smart Call Blocker phones. These phones are the bomb and worth every dollar!

When you are robo called, these phones answer the call and ask the caller to state their name and hit the # ... See More
TELEPHONES.ATT.COM
AT&T Smart Call Block Phones

2 Comments - 2 months ago by Professional John Dee
 
In case you're wondering, we don't make any money if you buy these phones. We're just making you aware of this product and why we like them.
TodayWeBuy · 2M
OpenHouseOn.com LLC, Camarillo, CA
   
 
Thanks for the info. I dislike ROBO CALLS!

John Dee · 2M
Based in Camarillo, CA
   

TodayWeBuy · Tip · 2 months · 9062 views
OpenHouseOn.com LLC, Camarillo, CA
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  Mortgage Rates Hit Another All-Time Low

Mortgage rates have hit another record low due to a late summer slowdown in the economic recovery. These low rates have ignited robust purchase demand activity, which is up twenty-five percent from a year ago and has been growing at double digit rates for four consecutive months. However, heading into the fall it will be difficult to sustain the ... See More
FREDDIEMAC.COM
Freddie Mac Rates

Last Liked - 12 days ago by TodayWeBuy
TodayWeBuy · News · 16 days · 1559 views
OpenHouseOn.com LLC, Camarillo, CA
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  You Just Won!

If you are one of the first 5 to sign up today as a new TodayWeBuy member and like this post, we'll send you a $5 Starbucks gift card. We give away $5 gift cards and Krankz Audio headphones to those who use our website on a regular basis.
KRANKZAUDIO.COM
Krankz Audio Headphones

Last Liked - 1 month ago by TodayWeBuy
TodayWeBuy · Topic · 2 months · 34762 views
OpenHouseOn.com LLC, Camarillo, CA
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  It's Getting Harder to Qualify for a Mortgage

COVID-19 has reduced the number of homes for sale. While interest rates are the lowest in 50 years, trying to get a mortgage is getting harder.

Lenders are increasing the FICO scores required and the down payment amount expected to get a loan.

As found in the mba.org link below:

"Mortgage credit supply dropped again in ... See More
MBA.ORG
Mortgage Credit Availability Index

Last Liked - 1 month ago by TodayWeBuy
TodayWeBuy · News · 2 months · 3505 views
OpenHouseOn.com LLC, Camarillo, CA
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  COVID-19 Risk Assessment Chart

Stay Safe!
TEXMED.ORG

TodayWeBuy · Topic · 1 month · 1811 views
OpenHouseOn.com LLC, Camarillo, CA
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  Saw this car driving home. ;-)

TodayWeBuy · Topic · 1 month · 1526 views
OpenHouseOn.com LLC, Camarillo, CA
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  Wear a Mask Diagram

Here's a useful diagram on COVID-19. Bottom line:


Wear a mask and avoid people who don't.



TodayWeBuy · News · 2 months · 2470 views
OpenHouseOn.com LLC, Camarillo, CA
805-586-3445 · Email · Text · Message · Be Neighbors
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  Tesla Stock - July 22 After Hour Earnings

If you already own Tesla stock (maybe to help with your down payment), this YouTube video is excellent.

Tesla has 147,620,000 shares in its float. At $1,600/share, Tesla's market cap is $236 Billion. The S&P 500 market cap is $26,091 Billion. So Tesla, if included in the S&P 500, will represent 0.91% of the S&P 500.

If Tesla ... See More
YOUTUBE.COM

2 Comments - 2 months ago by TodayWeBuy
 
Thanks for the info. I found it interesting.

TodayWeBuy · 2M
OpenHouseOn.com LLC, Camarillo, CA
   
 
Tesla (TSLA) had an amazing 2nd quarter and blew past estimates. This gives Tesla four profitable quarters in a row, which qualifies them to join the S&P 500.

There will be a meeting to decide whether to include Tesla into the S&P 500 and a future announcement date for inclusion, which is expected.

S&P Index 500 funds will have 2 months to purchase Tesla stocks to match their .93% market cap compared to the total S&P 500 market cap. That equates to 26 million shares that the index funds will need to purchase.


TodayWeBuy · 2M
OpenHouseOn.com LLC, Camarillo, CA
   

Buyer John Bada · Video · 2 months · 2995 views
Message · Be Neighbors
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  The Farside Is Back

In this time of COVID-19, it's nice to know that the Far Side Comic strip is back! Gary Larson has new stuff out!
THEFARSIDE.COM

TodayWeBuy · Topic · 2 months · 2931 views
OpenHouseOn.com LLC, Camarillo, CA
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  Lowest Rates Ever

Based on the chart below that goes from 1972 to 2020, these Freddie Mac rates look to be the lowest ever recorded! Wow!

Here's what is the chart says below:

Mortgage rates fell below 3 percent for the first time in 50 years. The drop has led to increased homebuyer demand and, these low rates have been capitalized into asset ... See More
FREDDIEMAC.COM

TodayWeBuy · News · 2 months · 3646 views
OpenHouseOn.com LLC, Camarillo, CA
805-586-3445 · Email · Text · Message · Be Neighbors
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  Mortgage Rates from Freddie Mac - July 16, 2020

These are the lowest rates I've ever seen from Freddie Mac!
FREDDIEMAC.COM
Freddie Mac Rates as of 7/16/2020

TodayWeBuy · News · 2 months · 3649 views
OpenHouseOn.com LLC, Camarillo, CA
805-586-3445 · Email · Text · Message · Be Neighbors
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  COVID-19 Risk Assessment Chart

TEXMED.ORG
View the entire COVID-19 Risk Assessment Chart

TodayWeBuy · Topic · 2 months · 27832 views
OpenHouseOn.com LLC, Camarillo, CA
805-586-3445 · Email · Text · Message · Be Neighbors
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